Young Nigerians planning finances and retirement strategy in their 20s and 30s

Retirement Planning in Nigeria: What to Do in Your 20s and 30s

JP Attueyi Dec 12, 2025 7 min read

If you’re in your 20s or 30s, retirement probably feels like a distant planet; something meant for older people who drink Lipton tea every morning and talk about “the good old days.” Retirement is not about age. It’s about preparation. And in today’s Nigeria, with rising inflation, unstable pensions, zero government safety nets, taxation, and unpredictable economies, early retirement planning is no longer optional. It’s… Read More

llustration showing low-capital side hustles in Nigeria, including digital skills, freelance work, mini-importation, and small online businesses.

Low-Capital Side Hustles in Nigeria (Practical Ideas You Can Start This Week)

JP Attueyi Dec 5, 2025 7 min read

If you live in Nigeria today, one income is no longer enough.Inflation is rising, salaries are not keeping up, and the cost of living hits harder every month. But here’s the truth:You don’t need ₦500k to start a side hustle.…

Illustration of a Nigerian freelancer reviewing tax laws in 2025 with icons representing income tax, compliance, and financial planning

Tax Guide for Freelancers in Nigeria: What You Must Know (2026)

JP Attueyi Nov 28, 2025 7 min read

Freelancing in Nigeria has exploded; designers, writers, tech professionals, virtual assistants, influencers, coaches, consultants, and creators are making real money outside traditional employment. But there’s one part most freelancers still avoid: 👉 TAX. And with the 2025 tax reforms, the…

Illustration of a naira money bag, rising arrow, and stacked coins symbolizing how Nigerians can protect their savings from inflation

7 Ways Nigerians Can Protect Their Savings From Inflation (2025 Guide)

JP Attueyi Nov 21, 2025 7 min read

Inflation is one of the biggest threats to your financial progress in Nigeria today.Your savings are losing value every single month not because you’re careless, but because prices are rising faster than your money is growing. But here’s the good…

Budgeting tips for Nigerian freelancers and gig workers managing irregular income

Budgeting with Irregular Income in Nigeria: A Simple Guide for Freelancers & Gig Workers

JP Attueyi Nov 13, 2025 6 min read

If you’re earning via gigs, contracts, or freelancing in Nigeria, you know the challenge: one month you might earn ₦500,000; the next month it might be ₦80,000. Without a salary guarantee, budgeting can feel like walking on shaky ground. But…